On qualifying HVAC system replacements
*No interest will be charged, and equal monthly payments are required on promo purchase until paid in full. Payments equal the initial total promo purchase amount divided by 25 months, rounded up to the next whole dollar. These payments may be higher than payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to prior months' rounding. Regular account terms apply to non-promo purchases. New Accounts as of 8/29/25: Purchase APR 26.99%. Min Interest Charge $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders: See your credit card agreement terms. Subject to credit approval.